Corporate Insurance

Cover for legal liability to members of the public for Death or Bodily Injury, or Damage to their property following an accident which occurs during the period of insurance and is in connection with your business.

Cover for your legal liability to members of the public for Death or Bodily Injury or Damage to their property arising from a defect in any product manufactured, altered, sold or supplied by your company.

Employers Liability Insurance provides protection to an employer for liabilities, disease, fatality or injury to employees resulting from workplace conditions or practices.

Provides protection against specified risks to property, contents and stock by an insured peril such as fire, theft, etc. Insurance cover can also be arranged on an “All Risks” basis.

Provides insurance cover against any physical loss or damage to materials and/ or work executed on site, and against the reasonable costs of the removal and disposal of debris and any shoring and propping up of the works which result from such physical loss or damage.

Property Assets Cover may be extended to include construction plant and equipment, temporary buildings, site huts and contents. Cover may be arranged on an annual basis or on a single project.

Latent Defects Insurance also available providing first-party cover for physical damage or imminent collapse of newly constructed property caused by faulty design, engineering, workmanship, or materials in load bearing elements. Available to owners, developers, and contractors for up to a 10-year period.

Provides protection for the loss of Gross Profit and fixed expenses resulting from loss or damage by an insured peril such as fire, storm, flood, etc. Cover can also be arranged on an “All Risks” basis.

Cover for claims arising during the period of policy cover due to error or neglect. Cover may be extended to include libel and slander.

We have facilities in place with various Insurers to provide a wide spectrum of Bonding, including Performance, Advanced Payment, Retention and Restoration Bonds to the Construction Industry and to other sectors.

Provides comprehensive or third party fire and theft insurance cover for your company owned vehicles. Insurance cover may be extended to include Hired-in Plant, Motor Contingency and Occasional Business Use.

This insurance provides cover for those responsible for property being imported/exported. It provides cover for your goods between destinations, even if you are using a haulier. Cover can be extended to include inland transits within Ireland including Storage Risks.

Provides important protection to company Directors and Officers who may become liable due to wrongful acts committed in their capacity as Directors and Officers. Claims can arise from various sources such as:

• Regulatory Authorities for breaches of legislation;
• Employees for harassment, unfair dismissal & discrimination;
• Customers due to contractual disputes;
• Creditors as a result of insolvencies

D&O can also be taken out as Pensions Trustees Liability Insurance providing protection for pension fund trustees, employees and the employer company and the pension fund itself against claims brought for actual or alleged wrongful acts in relation to a plan including cover for the costs of defending the action.

This insurance enables you to meet any costs and damages awarded to a member of the public if they suffer an injury following an accident on, or linked to, your premises.

Cover for liability from environmental hazards including own site clean-up costs if required by statutory directive. Cover is for specific premises but can be extended to product transit.

Provides cover for the expenses of defending or prosecuting specified categories of a claim in relation to:

• Employers’ cover, including employment disputes
• Goods or services contract cover
• Property legal protection including tenancy disputes
• Debt recovery

Cover for the expenses incurred by a business resulting from necessary recall of products or the failure of the company’s products to perform. Includes damage to a customer’s product if a component part.

Provides cover for Defamation, loss through virus attack, unauthorised access / data protection and infringement of intellectual property rights.